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What factors do lenders assess before approving a home loan?

Securing a home loan can feel like threading a needle blindfolded. So today, we’re here to shed some light on the key checkpoints lenders examine before stamping that coveted home loan approval. Income and Home Loans Your income plays a large part in determining whether you get approved for a home loan and how much […]

What’s the different between a Redraw and an Offset account?

Owning a home is a thrilling adventure, but navigating the landscape of home loans can sometimes feel like wandering through a maze. So we’ve consulted the experts to unravel the secrets, and we’re here to make the journey as easy as pie. Today, let’s delve deeper into the essentials – the intriguing world of Offset […]

What is an offset account?

An offset account is a transaction account linked to your home loan. You can make deposits or withdraw from it as you would with a regular transaction account. The big difference is that when you hold money in an offset account over a period of time, you can reduce the amount of interest charged on […]

How to grow your business

10 steps to help you grow your business    Step 1: Offer new products/services One way to grow your business is to offer a new product or service that your existing customers will buy or that will bring in new clients. Identify potential products or services that enhance what you have and that your customers […]

Improve your sales in 10 steps

In the realm of business, sales prowess stands as an essential cornerstone for success. To commence on this journey, a robust plan, ample financing, and untapped potential form the foundation.

Paper Cuts

"Paperless", "Go Green", "Green Office" and "Zero Landfill" are some of the buzzwords of the current era. While more and more businesses are going paperless everyday, some are being left behind. Others